Classic Cars guideChapter 09 of 10
Care

Storage, care and insurance

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Store with attention to the specific requirements of the car. A long-term storage environment should be dry, temperature-stable, and dark. Condensation is the enemy of most classic cars. A breathable cover, not a waterproof one, allows moisture to dissipate rather than trap

Use the car. Static storage deteriorates seals, dries out rubber, and allows fuel systems to gum. A car driven regularly through its systems is a healthier car than one that sits for years. Insure with a specialist classic car insurer

Hagerty, Footman James, Adrian Flux in the UK. Agreed value policies, not market value policies: the difference is significant. An agreed value policy pays the insured value in the event of a total loss.

CollectorGrade take

Agreed value insurance is non-negotiable for any classic car of meaningful value. A market value policy pays what the insurer determines the car was worth. An agreed value policy pays what you and the insurer agreed it was worth when you took out the policy. The difference can be enormous.

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